A checking account
that fits your lifestyle? Check.

Everyone needs a checking account. But not every checking account is the same. Like all the services at First Federal Bank, our checking accounts are built around your needs. That’s why we offer several checking options.

To find the account that fits your needs, take our Quiz.

Are you already a First Federal Bank customer?
Do you have First Federal loan(s) or deposit account(s) with a total combined balance of $20,000 or more?
On average, do you maintain a checking account balance of $1,000 or more?
Does your income source offer the option of direct deposit?
Do you typically write more than 10 checks a month?
Do you use a debit card?
Would you like to have a debit card linked to your checking account?
Could you see yourself paying with a debit card at least once a month when shopping, dining, etc.?
Are you a student under the age of 25?

Relationship Checking

Relationship Checking offers great rewards.

You value a bank that knows your name and values your loyalty. That’s why we have a checking account that offers exclusive benefits, just for having more than one account with us.

Relationship Checking Benefits:
  • Free mobile deposits.1
  • Unlimited check writing.
  • Tiered interest rates and APYs (Annual Percentage Yield).

Apply Now
Learn more ›

1 Your use of First Federal Bank Mobile Deposit is governed by the Terms and Conditions document given during enrollment. Standard data rates from your wireless provider may still apply. Transaction fee of $0.50 applies to each deposit with Simple Checking. Transaction fee waived with Student Banking, E-Checking and Relationship Checking.

E-Checking

E-Checking makes life easier.

Modern-day technology makes daily tasks a breeze, and our E-Checking Account is no exception. This on-the-go account allows you to bank anytime or anywhere, with the convenience of free mobile deposit1 and service charge refunds when you use other banks’ ATMs.

E-Checking Benefits:
  • Access to the latest banking technology.
  • Waived ATM fees for other banks, up to $8.
  • No minimum account balance.

Apply Now
Learn more ›

1 Your use of First Federal Bank Mobile Deposit is governed by the Terms and Conditions document given during enrollment. Standard data rates from your wireless provider may still apply. Transaction fee of $0.50 applies to each deposit with Simple Checking. Transaction fee waived with Student Banking, E-Checking and Relationship Checking.

Student Banking

Student Banking simplifies your life while you’re in school.

Whether your campus is close to home or far away, you can take First Federal Bank with you. Our Student Banking account allows you to bank with ease, so you can stay focused on building your future.

Student Banking Benefits:
  • Free mobile deposits. 1
  • No minimum account balance.
  • Debit Card with free Scorecard® Rewards

Apply Now
Learn more ›

1 Your use of First Federal Bank Mobile Deposit is governed by the Terms and Conditions document given during enrollment. Standard data rates from your wireless provider may still apply. Transaction fee of $0.50 applies to each deposit with Simple Checking. Transaction fee waived with Student Banking, E-Checking and Relationship Checking.

Simple Checking

Simple Checking allows for effortless money management.

Perfect for those who want to keep things simple – so that you can make time for what matters in your life.

Simple Checking Benefits:
  • Unlimited check writing.
  • No minimum account balance.
  • Access to the latest banking technology.

Apply Now
Learn more ›